一、依據「合作金庫商業銀行研究獎金設置辦法」辦理。

二、申請資格：
(一)國內各公私立大學在學大學部四年級學生，或在各該系所修業滿1年之碩、博士班學生，惟不含在職進修專班學生，且在同一學程內未曾獲得該研究獎金者。
１、修習五年一貫班者，如以大學部第四年全學年成績申請，應以大學部學生資格申請。
２、同一系（所）級學生原則上以2人為限，超過者將以學期成績做為篩選標準。
(二)學年上、下學期學業總成績平均80分以上。

三、應檢具之資料：
(一)學校核發之上學年上、下學期學業成績單。
(二)推薦函暨論文審核單：碩、博士班學生請由系主任或所長推薦，大學部學生請由擔任相關課程之教授推薦，並經推薦人附註論文審核意見。
(三)研究論文乙篇，其研究範圍為與國內經濟或金融相關之議題，例如金融防詐、人工智慧金融（AI金融）、金融科技與創新實驗、銀行法令遵循、新興金融監督、風險治理、資訊安全、網路行銷及與ESG相關之永續金融等均屬之。
１、研究論文以中英文撰寫為限；如以英文撰寫，須附3,000字至5,000字中文摘要。
２、研究論文應以個人名義發表，不受理與同學或指導教授共同發表之論文。
(四)「申請研究獎金個資告知事項」同意文件乙份。

四、研究論文經該行審查通過者，將頒予獎狀及獎金。大學部每名新台幣（下同）2萬元整，碩士班每名3萬元整，博士班每名4萬元整。獲獎論文該行得擇優刊載或印行，不再另行支付稿酬。申請人得獎資歷並將做為該行未來晉用人員之參考。

五、得獎學生若獲得合作金庫商業銀行研究獎金，且於獲獎後將該研究報告投稿或刊登於其他媒體，或申請其他機構之獎金活動時，請註明：「本報告曾經榮獲合作金庫商業銀行研究獎金」。

六、該行將擇日舉辦頒獎典禮，屆時請得獎學生參加典禮。

七、檢附「推薦函暨論文審核單」及「個資告知事項」同意文件各乙份，請自行複印備用，或至該行網站下載（路徑：關於合庫/公告宣導/最新消息/活動訊息）（網址：https://www.tcb-bank.com.tw/about-tcb/announcement/items/news/event）。

八、相關申請文件請逕寄至台北市松山區長安東路二段225號（郵遞區號105），合作金庫商業銀行調查研究部收，並請於信封上註明「申請115年研究獎金」。
I. Application will be processed in accordance with the "Regulations Governing the Establishment of Research Grants by Cooperative Banks."

II. Eligibility:

(a) Current fourth-year undergraduate students at public or private universities in Taiwan, or master's or doctoral students who have completed at least one year of study in the relevant department, excluding students in continuing education programs, and who have not previously received this research grant within the same academic program.

1. Students enrolled in a five-year integrated program should apply as undergraduate students if applying based on their fourth-year undergraduate grades.

2. A limit of two students per department/institute is generally applied; additional applicants will be selected based on semester grades.

(b) An average grade of 80 or above for both the first and second semesters of the academic year.

III. Required Documents:

(a) Academic transcripts issued by the university for both the first and second semesters of the previous academic year. (II) Letter of Recommendation and Thesis Review Form: Master's and Doctoral students should be recommended by their department head or institute director; undergraduate students should be recommended by the professor who taught the relevant course, with the recommender providing their thesis review comments.

(III) One research paper on a topic related to the domestic economy or finance, such as financial fraud prevention, artificial intelligence finance (AI finance), fintech and innovation experiments, banking compliance, emerging financial supervision, risk governance, information security, online marketing, and sustainable finance related to ESG.

1. Research papers must be written in both Chinese and English; if written in English, a Chinese abstract of 3,000 to 5,000 words must be attached.

2. Research papers must be published under the individual's name; papers co-authored with classmates or a supervising professor will not be accepted.

(IV) One copy of the "Personal Information Disclosure Document for Research Grant Application".

IV. Research papers that pass the bank's review will be awarded a certificate and a grant. The award is NT$20,000 per undergraduate student, NT$30,000 per master's student, and NT$40,000 per doctoral student. The bank reserves the right to publish or print selected award-winning papers without further payment. The applicant's award-winning credentials will be considered for future recruitment by the bank.

V. If a winning student receives a research grant from the Taiwan Cooperative Bank and submits or publishes the research report in other media or applies for grants from other organizations after receiving the award, please indicate: "This report has been awarded a research grant from the Taiwan Cooperative Bank."

VI. The bank will hold an award ceremony at a later date, and winning students are requested to attend.

VII. Please attach one copy each of the "Letter of Recommendation and Thesis Review Form" and the "Personal Information Disclosure Agreement." Please make copies for your own records or download them from the bank's website (path: About TCB/Announcements/Latest News/Event Information) (website: https://www.tcb-bank.com.tw/about-tcb/announcement/items/news/event).

VIII. Please mail the relevant application documents directly to: Research and Research Department, Taiwan Cooperative Bank, No. 225, Section 2, Chang'an East Road, Songshan District, Taipei City (Postcode 105). Please indicate "Application for 2026 Research Scholarship" on the envelope.